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Cards that provide the lowest introductory interest rates also have the lowest "ongoing" rates.

Note: It takes excellent credit to get the low interest rates and program benefits
that the premium cards on this page offer. If your credit is rated as "good" we suggest
the Orchard Bank Mastercards and for badly damaged credit we suggest
Platinum Universal's Stored Value MasterCard®

Discover® Platinum Card 0% introductory APR! Up to 2% Cashback Bonus® Award. Up to $50,000 limit. No annual fee Click here to apply!		THE DISCOVER® PLATINUM CARD 0% Intro APR* No Annual Fee 5% Cashback Bonus® on Get More Program purchases throughout the year when you shop at places like bookstores, home improvement stores, gasoline stations, restaurants and more. Up to 1% Cashback Bonus® on all your other purchases. Unlimited cash rewards that never expire as long as you use your Card. DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 40 brand name partners. * This online application is subject to the terms and conditions as described in the Important Information Section of the application. We recommend the Discover® Platinum Card. Click here to apply.

Get Blue from American Express		AMERICAN EXPRESS BLUE -- Meet the smart new Blue card. American Express wrote the book on credit cards for business. Now they are offering this outstanding card for personal finance that has excellent terms and conditions. It's the rewards and extra services that help make this card one of our top choices. Here are the terms and benefits of Blue: 0.00% introductory APR for purchases Then a Fixed APR as low as 9.9% No annual fee The option to pay over time Low 9.99% fixed APR on balance transfers American Express Online Wallet(SM) and Blue's Smart Chip and Reader - makes online purchases more convenient and secure - AVAILABLE on the Blue Main Page American Express Online Shopping Guarantee - to protect you from fraud when shopping online Online financial management advice and tools - including cash flow, saving for college, net worth, retirement planning and debt reduction calculators Check your bill online and see both billed and unbilled charges, as well as pay your bill by computer Online Statements that download into Quicken® and Microsoft® Money Special online offers for American Express Cardmembers There are more excellent benefits for subscribers including worry-free shopping and insurance provisions. We recommend this new card from American Express. Get Blue from American Express If you have your own business, let us introduce "Blue for Business." Enjoy the convenience of paying over time. And it's from American Express.