Your dealings with merchants.
























Always obtain professional advice.























Your privacy and personal info.

Editing, deletion and modification.

Thank you for visiting us! There are some important issues that you need to understand about using the 10 Smart Credit Cards site-- for both your protection and for ours. We've avoided "legalese" jargon to clarify what you need to know.
These terms of use are subject to change without notice..



YOUR DEALINGS WITH MERCHANTS
10 Smart Credit Cards is not in the business of providing or approving credit cards or providing credit reports. The 10 Smart Credit Cards Web site contains links to third party Web sites and resources who provide credit card services and credit information. Those sites are operated by persons other than 10 Smart Credit Cards. 10 Smart Credit Cards has no control over those sites and resources. We do not investigate, monitor or check those third party sites. We provide such third-party links as a convenience to visitors of the 10 Smart Credit Cards site, and the inclusion of a link does not imply approval or endorsement of the linked-to site by us. If you decide to leave the 10 Smart Credit Cards site and access any third-party Web site, you of course do so at your own risk. If you contact any merchant or advertiser found on the 10 Smart Credit Cards Web site then any dealings you have are solely between you and the merchant. When you use the links on this site you agree that 10 Smart Credit Cards will not be responsible or liable for any loss or damage of any kind incurred from your subsequent dealings.

ALWAYS OBTAIN PROFESSIONAL ADVICE
The 10 Smart Credit Cards Web site includes facts, views, opinions and recommendations of individuals and organizations deemed of interest. 10 Smart Credit Cards does not give professional credit and personal finance advice, investment advice, tax advice, legal advice, or other professional advice. Where comments or recommendations are our own you should understand that it represents our understanding of the principles discussed. This information is used with the understanding that the author and 10 Smart Credit Cards Dot Com are not engaged in rendering legal, financial or other professional advice. 10 Smart Credit Cards does not guarantee or warrant the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions and recommendations or advocate the purchase or sale of any security or investment. Laws and practices often vary from state to state and if legal or other expert assistance is required, the services of a professional should be sought. You should always seek the assistance of a competent professional for advice on personal credit and finance, taxes, the law, or other professional matters.



YOUR PRIVACY DURING LINKS TO THIRD PARTY SITES
You should read the privacy policy of each third party site that you link to from the 10 Smart Credit Cards site. 10 Smart Credit Cards shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained by you as a result of any information or offer or result of any kind obtained in connection with any third party website including, without limitation, any agent referrals, loan recommendations, application, approval, prequalification, credit card or interest rate analysis. Nothing on the 10 Smart Credit Cards website contains an offer, promise or otherwise, either to approve a specific credit card or that any third party credit card provider that has been linked to from the 10 Smart Credit Cards site will approve any credit card for any purpose or on any specific terms. Merchants who you link to from this site may require personal information from you to process the services you request. 10 Smart Credit Cards assumes no liability or responsibility should any information pertaining to you be intercepted and/or used by any unintended recipient.


EDITING, DELETION AND MODIFICATION.
We reserve the right in our sole discretion to change, edit or delete any documents, information or other content appearing on the web site.


COMPLIANCE WITH LOCAL LAWS.
10 Smart Credit Cards Dot Com is operated and maintained by Lawrence K. Wall Communications, LLC, a Michigan (USA) Limited Liability Company. This Web site is not intended for use in areas where the services or information contained herein are prohibited by local laws. Use of this site by any person shall be done in compliance with his or her local laws. By using this Web site you agree that any legal dispute arising from its use shall be governed by the laws and jurisdiction of the State of Michigan.